Explore Idabel National Bank's personal checking account options to find the perfect fit for your needs.
Go Green Checking
Go Green Checking is for individuals and non-profit organizations (not available for business use) who wish to go paperless and eliminate their service charge.
- No Service Charges
- Deposit amount to open: $100.00
- Monthly Low Balance: $10.00
- Service Charge: None
- Enrollment in E-Statements is required
- Account will close if daily balance drops below $10.00 and remains under $10.00 for a period of 60 days
Unlimited Checking
Our standard checking account. Features of this account include:
- Deposit amount to open: $200
- Monthly Low Balance: $500
- Service Charge: $8.00
- No service charge if your monthly balance stays above $500.
Premier Club
Premier Club Checking account is for all individuals who enjoy the convenience of additional benefits with a flat monthly service charge. Features of this account include:
- Deposit amount to open: $200
- Monthly Service Charge: $12.00
- Free “club” checks, cashier’s checks and online bill pay
- $20,000 Accidental Death & Dismemberment Insurance
- $40,000 Common Carrier Coverage
- Both AD & D Insurance and Common Carrier Coverage are divided equally between account holders.
Prime Time Club
Prime-Time Club Checking is exclusively for our customers age 55 and above who enjoy additional benefits along with a flat monthly service charge. Features of this account include:
- Deposit amount to open: $200
- Monthly Service Fee: $5.00
- Free “club” checks, cashier’s checks and online bill pay
- $20,000 Accidental Death & Dismemberment Insurance
- $40,000 Common Carrier Coverage
- Both AD & D Insurance and Common Carrier Coverage are divided equally between account holders.
Advantage Checking
Advantage Checking is an interest-bearing checking account for personal use only.
Features of this account include:
- Deposit amount to open: $1,000
- Monthly Low Balance: $1,000
- Service Charge: $10.00
- No interest paid if balance drops below $1,000
|
Daily Balance
|
Annual Percentage Yield |
|
$999.99 - $5,000.00 |
0.15% |
|
$4,999.99 - $10,000.00 |
0.25% |
|
$9,999.99 - $25,000.00 |
0.30% |
|
< $24,999.99 |
0.65% |
Performance MMA
Performance MMA is our highest interest-bearing account with limited transactions. Features on this account include:
- Deposit amount to open: $2,500
- Daily Low Balance: $2,500
- Monthly Service Fee: $12.50
|
Daily Balance |
Annual Percentage Yield |
|
$2,499.99 - $10,000.00 |
0.25% |
|
$9,999.99 - $25,000.00 |
0.40% |
|
$24,999.99 - $50,000.00 |
0.55% |
|
< $49,999.99 |
0.90% |
Flexible IRA Options
Choose from a Traditional or Roth IRA to match your goals. Our team will help you plan for a future you can count on